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How Much Is Your Auto Accident Compensation Worth? Car accident damages are meant to compensate victims for their losses. Some of the damages include medical bills, property damage and pain and suffering. In New York you have three years after an accident to file a lawsuit. But, if you wait too long could harm your case. Evidence can disappear over time or destroyed. Witnesses may forget important details. Damages In the event of a crash in a car the victims may receive compensation for the economic loss they suffered like medical bills and lost wages. Additionally, they may be compensated for non-economic damages like suffering and pain. The amount you are entitled to depends on the severity of your injuries and the impact they'll have on your life. A knowledgeable attorney for car accidents can help you determine the value of your injuries and property damage, and then negotiate with the insurance company to reach an acceptable settlement. Insurance companies are in business of making money. They will do all they can to settle your claim for as little as possible. You need a lawyer who knows how to get the highest amount you deserve. You may also be eligible for compensation if you have personal items damaged in the accident. Jewelry, clothing, and shoes are all included. You can also get compensation for costs related to gardening, housekeeping or childcare if cannot do these tasks yourself due to your injuries. Your deductible can also be a part of the equation when determining how much your claim is worth. You must pay your deductible prior to when the insurance company starts to cover the cost of damages. You can then bring a lawsuit against the driver who is at fault in order to recover any remaining sums of your damages. Medical bills The medical expenses that result of a car accident could quickly grow. The cost for an ambulance ride, hospital stay or inpatient treatment could be tens of thousands of dollars or more. In addition, the cost for physical therapy, prescription medications and other treatment options can continue to rise as the accident victim gets better. If a driver is found be at the fault in a lawsuit, they are accountable for the victim's damages including medical costs. However, the law does not usually require an at-fault party to pay their medical bills of their victim on a regular basis. If you don't live in the state of no-fault your first step in getting reimbursement for medical expenses is to apply for PIP coverage (personal injury protection). This coverage may pay for all or a portion of your medical bills, subject to the policy limits. You should also make an appeal against the liability insurance of the driver at fault, as well as your own uninsured motorist insurance policy. These policies may reimburse you for medical costs, but they often come with deductibles or other conditions. A knowledgeable lawyer can help you to navigate the process of getting your medical bills paid. This will save you from having to spend your personal income for medical treatment and allow you to focus on recovering. Lost wages Car accident injuries can prevent you from going to work. This can leave you with no income and unable to pay your bills. You may need to borrow money from relatives or friends. It could take months to settle your case. In this time, you'll have to pay for your expenses yourself and wait for the settlement. You can get back your lost wages if been injured in a car accident. This could include hourly wages and salary, however it can also include other financial benefits such as bonuses and raises. Your attorney can calculate the exact amount of lost earnings. You can make a claim for lost wages through a no fault insurance company or file a lawsuit against the at-fault party. The typical claim will involve your medical bills, evidence that you missed work due to injuries, and documentation of your lost earning capacity. auto accident attorneys atlanta is sometimes referred to as the demand package. You'll need a letter from your employer providing proof of your employment, which includes the days you were off due to your injuries and the hours that you work on a regular basis. You'll also need to submit your pay slips and tax documents. Your attorney can help you to gather these documents and make a convincing demand form to present to the insurance company or the judge in your case. Pain and suffering Although some expenses incurred in a crash can be calculated to the penny, such as medical bills, emergency services, surgery costs, medications, and lost wages—others cannot. The unquantifiable damages are referred to as”pain and suffering” and play an important part in an injury claim. Pain and suffering includes both the emotional and physical effects of an accident. A victim's injuries could be long-lasting and impact their lives, leading to permanent impairment or even death. For example, an injured victim who suffers a severe brain injury might never be able to be able to work or function normally again. These types of injuries typically warrant a large settlement. In the majority of cases, the amount pain and suffering the victim endures is contingent on the degree of their injuries and how the accident has affected their life. An experienced attorney will investigate the specifics of your case to determine an appropriate settlement. They will use the previous settlement amounts for similar accidents injuries as a basis in order to give you an idea of the amount your case is worth. Insurance companies try to discredit the claims of victims for suffering and pain by claiming that their injuries were not enough severe. An experienced lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure that you receive an equitable settlement.